MEMBANGUN JIWA USAHA SANTRI MELALUI PELATIHAN KEWIRAUSAHAAN BERBASIS SYARIAH DI PONDOK PESANTREN NURUS SUNNAH
Keywords:
Kewirausahaan Syariah, Literasi Keuangan, Investasi Emas, Kemandirian Ekonomi, Pesantren, Pemberdayaan SantriAbstract
Economic independence is an essential competence that must be possessed by the younger generation, including students (santri) in Islamic boarding schools (pesantren), which have traditionally focused on moral and religious education. However, modern economic challenges require santri not only to excel spiritually but also to develop financial literacy and adaptive entrepreneurial insight. This community service program aims to enhance the financial literacy of santri through training in gold investment based on sharia principles, as it is considered a relatively safe, stable, and halal investment instrument. The implementation methods include needs analysis, material development, training sessions, investment simulations, interactive discussions, and evaluation. The results indicate an improvement in santri’s understanding of sharia entrepreneurship concepts, muamalah principles, personal financial management, and their ability to conduct gold investment simulations. Evaluation analysis also shows that participants are able to understand the relationship between entrepreneurship, financial planning, and investment as efforts to achieve economic independence in alignment with Islamic values. This program contributes to strengthening the financial literacy of santri and has the potential to be further developed through continuous mentoring and integration with pesantren-based economic programs.
References
Antonio, M. S. (2019). Bank Syariah dari Teori ke Praktik. Jakarta: Gema Insani.
Arifin, M. (2020). Penguatan Literasi Keuangan Santri Dalam Perspektif Ekonomi Syariah. Jurnal Ekonomi Islam, 11(2), 123–134.
Beik, I. S., & Fatmawati, D. (2021). Emas Sebagai Instrumen Investasi Syariah. Journal of Islamic Economics, 6(1), 45–59.
Budiantoro, R., & Pratiwi, L. (2021). Kewirausahaan di Pesantren: Tantangan dan Peluang. Jurnal Abdimas, 7(1), 1–10.
Hidayat, A. (2022). Pemberdayaan Ekonomi Santri Melalui Pengembangan Unit Usaha Pesantren. Jurnal Empowerment, 5(2), 33–42.
Huda, M. (2019). Transformasi pendidikan pesantren di era globalisasi. Jurnal Pendidikan Islam, 8(1), 56–70.
Lestari, N., & Huda, M. (2023). Penguatan literasi finansial di lembaga pendidikan Islam. Journal of Islamic Social Studies, 5(2), 77–88.
Lusardi, A. (2019). Financial literacy and the need for financial education. NBER Working Paper Series.
Otoritas Jasa Keuangan. (2022). Survei Nasional Literasi dan Inklusi Keuangan 2022. OJK.
Rahmawati, S. (2021). Pendidikan Kewirausahaan Berbasis Syariah. Jurnal Ekonomi dan Pendidikan, 5(3), 211–220.
Setiawan, E. (2020). Literasi Keuangan di Kalangan Generasi Muda Muslim. Jurnal Ekonomi Syariah, 4(2), 67–77.
Suparno, S. (2022). Efektivitas Pelatihan Berbasis Praktik pada Pengembangan Soft Skills. Jurnal Pendidikan Vokasi, 12(1), 50–61.
Wahyudi, M. (2021). Pengelolaan Keuangan Santri dalam Perspektif Pendidikan Ekonomi. Jurnal Pendidikan Islam Indonesia, 6(2), 99–114.
Yuliana, D. (2021). Model Pelatihan Kewirausahaan Berbasis Pesantren. Jurnal Abdimas Nusantara, 3(1), 25–34.
Zainuddin, M. (2019). Investasi syariah bagi pemula. Kencana.
Zulfikar, A. (2020). Simulasi Investasi Emas untuk Masyarakat Pemula. Jurnal Manajemen Keuangan, 9(1), 14–22.
Zulfikar, A. (2020). Simulasi Investasi Emas untuk Masyarakat Pemula. Jurnal Manajemen Keuangan, 9(1), 14–22.
Lestari, N. & Huda, M. (2023). Penguatan Literasi Finansial di Lembaga Pendidikan Islam. Journal of Islamic Social Studies, 5(2), 77–88.












